CONSUMERLAWS ARTICLES
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Explore the explanations behind payment pressure, credit information and your next practical step.
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Before a missed payment
Worried You May Miss a Car or Bond Payment? What to Do Before Arrears
If your car or bond account is up to date but the next instalment looks unaffordable, act before the due date. Confirm the payment and shortfall, check…
Section 129 notices
Received a Section 129 Notice? What It Means and What to Check
If you have received a Section 129 notice in South Africa, it generally means that your credit provider alleges that you are in default under a credit…
Credit health
Understand Your Credit Health Across Four Credit Bureaus
Your credit health is about more than whether you have a good or bad credit score. It includes the credit accounts recorded in your name, your payment…
Credit readiness
Prepare for Vehicle Finance or a Home Loan
Thinking of applying for vehicle finance or a home loan? Before submitting an application, check three things: what your credit reports show, whether you can realistically afford…
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63 articles
Credit readiness
Why Was My Home Loan Application Declined?
Having your home loan application declined can be deeply disappointing, especially when you have found a property you want to purchase and believed your finances were sufficient to qualify.
Credit readiness
Why Was My Vehicle Finance Application Declined?
Having your vehicle finance application declined can be frustrating, particularly when you have a steady income, have been paying your accounts and expected to qualify.
Before a missed payment
Worried You May Miss a Car or Bond Payment? What to Do Before Arrears
If your car or bond account is up to date but the next instalment looks unaffordable, act before the due date. Confirm the payment and shortfall, check whether the gap is once-off or recurring, review…
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