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Credit readiness
Prepare for Vehicle Finance or a Home Loan
Thinking of applying for vehicle finance or a home loan? Before submitting an application, check three things: what your credit reports show, whether you can realistically afford…
Credit readiness
Vehicle Finance Readiness: What to Check Before You Apply
Thinking of buying a car on finance? Before submitting an application, check your credit reports, existing repayments, monthly affordability and the full cost of owning the vehicle.
Credit readiness
Home Loan Readiness: What to Check Before a Bond Application
Planning to apply for a home loan in South Africa? Before approaching a bank, check your credit reports, existing debt repayments, household affordability and the additional costs…
Credit readiness
Why Was My Vehicle Finance Application Declined?
Having your vehicle finance application declined can be frustrating, particularly when you have a steady income, have been paying your accounts and expected to qualify.
Find the explanation you need
6 articles in Credit readiness
Credit readiness
Credit Score vs Affordability: What Matters for a Credit Application?
A credit score and an affordability assessment answer different questions. Your credit score summarises aspects of your recorded credit behaviour and repayment risk. Affordability examines whether your financial circumstances can support an additional credit obligation.…
Credit readiness
Home Loan Readiness: What to Check Before a Bond Application
Planning to apply for a home loan in South Africa? Before approaching a bank, check your credit reports, existing debt repayments, household affordability and the additional costs of buying and owning a property.
Credit readiness
Prepare for Vehicle Finance or a Home Loan
Thinking of applying for vehicle finance or a home loan? Before submitting an application, check three things: what your credit reports show, whether you can realistically afford the new repayments, and whether any incorrect information…
Credit readiness
Vehicle Finance Readiness: What to Check Before You Apply
Thinking of buying a car on finance? Before submitting an application, check your credit reports, existing repayments, monthly affordability and the full cost of owning the vehicle.
Credit readiness
Why Was My Home Loan Application Declined?
Having your home loan application declined can be deeply disappointing, especially when you have found a property you want to purchase and believed your finances were sufficient to qualify.
Credit readiness
Why Was My Vehicle Finance Application Declined?
Having your vehicle finance application declined can be frustrating, particularly when you have a steady income, have been paying your accounts and expected to qualify.
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