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Home-loan arrears
Home Loan Arrears in South Africa: Understand the Stage You Are In
If you are behind on your bond payments in South Africa, the most important first step is to understand how far your home-loan account has progressed and…
Home-loan arrears
Missed One Bond Payment? What Happens Next?
If you have missed one bond payment in South Africa, your home-loan account may already be overdue, but that does not mean your home can immediately be…
Home-loan arrears
Several Bond Payments Behind: How Serious Is It?
If you are several bond payments behind in South Africa, the situation is serious because unpaid instalments are accumulating and your home-loan account may progress towards formal…
Home-loan arrears
Bank Calls and SMSs About Bond Arrears: What Do They Mean?
If your bank is calling about bond arrears, it usually means your home-loan account has an overdue payment that the lender wants to resolve. The bank may…
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8 articles in Home-loan arrears
Home-loan arrears
Bank Calls and SMSs About Bond Arrears: What Do They Mean?
If your bank is calling about bond arrears, it usually means your home-loan account has an overdue payment that the lender wants to resolve. The bank may contact you by telephone, SMS, email or letter…
Home-loan arrears
Home Loan Arrears in South Africa: Understand the Stage You Are In
If you are behind on your bond payments in South Africa, the most important first step is to understand how far your home-loan account has progressed and which documents you have received.
Home-loan arrears
Home Loan Summons Received: What It Means and What to Check
If you have received a home loan summons in South Africa, it means a creditor has commenced court proceedings concerning your home-loan agreement. This is a serious development, but receiving summons does not automatically mean…
Home-loan arrears
Judgment on a Home Loan: What Does It Mean?
A home loan judgment in South Africa means a court has granted some form of relief in a case concerning a home-loan agreement. This may involve an order to pay money, interest or costs, and…
Home-loan arrears
Missed One Bond Payment? What Happens Next?
If you have missed one bond payment in South Africa, your home-loan account may already be overdue, but that does not mean your home can immediately be repossessed or sold. The most important first steps…
Home-loan arrears
Sale in Execution of a Primary Home: Rule 46A Explained
Rule 46A provides judicial oversight when a creditor seeks execution against residential immovable property in South Africa's High Courts. If the property is the debtor's primary residence, the court must consider the relevant circumstances and…
Home-loan arrears
Several Bond Payments Behind: How Serious Is It?
If you are several bond payments behind in South Africa, the situation is serious because unpaid instalments are accumulating and your home-loan account may progress towards formal enforcement if the default remains unresolved. However, being…
Home-loan arrears
Sheriff or Home Auction Notice: What Should You Check?
If you have received a sheriff home auction notice in South Africa, your property may have reached an advanced court-execution stage. However, a sheriff's letter, warrant, attachment notice and notice of sale do not all…
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