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Vehicle repossession
Vehicle Repossession in South Africa: Understand the Enforcement Stages
Vehicle repossession in South Africa is a legal process with several distinct stages. For a typical vehicle-finance agreement governed by the National Credit Act, there is an…
Vehicle repossession
Can a Bank Repossess a Car Without a Court Order?
For a consumer vehicle-finance agreement governed by South Africa's National Credit Act, a bank generally cannot forcibly take the financed vehicle through self-help if the consumer does…
Vehicle repossession
Tracing Agent vs Sheriff: Who Can Take a Financed Vehicle?
A tracing or recovery agent is not the same as a sheriff in South Africa. A private agent may contact you on behalf of a bank, trace…
Vehicle repossession
Warrant or Sheriff Notice for a Vehicle: What to Check
If you have received a warrant, sheriff notice or court document concerning your financed vehicle, it is important to understand exactly what the document means and what…
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7 articles in Vehicle repossession
Vehicle repossession
Can a Bank Repossess a Car Without a Court Order?
For a consumer vehicle-finance agreement governed by South Africa's National Credit Act, a bank generally cannot forcibly take the financed vehicle through self-help if the consumer does not consent. If involuntary repossession is pursued, court…
Vehicle repossession
Car Finance Summons Received: What It Means and What to Check
If you have received car-finance summons in South Africa, a credit provider has instituted court proceedings concerning your vehicle-finance agreement. The summons identifies a claim that the creditor wants a court to determine. It does…
Vehicle repossession
Tracing Agent vs Sheriff: Who Can Take a Financed Vehicle?
A tracing or recovery agent is not the same as a sheriff in South Africa. A private agent may contact you on behalf of a bank, trace a financed vehicle or arrange its voluntary return.…
Vehicle repossession
Vehicle Repossession in South Africa: Understand the Enforcement Stages
Vehicle repossession in South Africa is a legal process with several distinct stages. For a typical vehicle-finance agreement governed by the National Credit Act, there is an important difference between falling into arrears, receiving a…
Vehicle repossession
Vehicle Repossession Shortfall: Why You May Still Owe Money
If your financed vehicle has been repossessed or voluntarily surrendered, you may expect the outstanding vehicle-finance debt to disappear once the bank sells the car.
Vehicle repossession
Voluntary Surrender of a Financed Car Under Section 127
If you can no longer afford your car repayments, you may be considering handing your financed vehicle back to the bank. South Africa's National Credit Act 34 of 2005 provides a legal process for voluntarily…
Vehicle repossession
Warrant or Sheriff Notice for a Vehicle: What to Check
If you have received a warrant, sheriff notice or court document concerning your financed vehicle, it is important to understand exactly what the document means and what legal stage your account has reached.
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