Understand Your Credit. Know Your Options.

Concerned about a car payment, home loan or credit report? ConsumerLaws provides South African consumer credit consultancy. Choose your concern and understand the next step under the National Credit Act.

Check My Situation

Request Credit Advice

A CLEAR PLACE TO START

What do you need help with?

A woman holding a folder beside a parked car.

Car Finance Help

My car payment is a worry

Car Finance Help

Two adults reviewing household finance papers at a kitchen table.

Home Loan Help

My bond payment is worrying me

Home Loan Help

Consumer Credit Health

I want to check my credit profile

NCA Consumer Services

I need help with a credit issue

Check My Situation

I’m unsure what to do next

People reviewing a document together at a desk.

4-in-1

Credit Health Report

COMPARE FOUR BUREAUS

Check your credit across four bureaus

Compare TransUnion, Experian, XDS and VeriCred in one optional 4-in-1 report for R277,92. You can also request a free annual report from each bureau.

TransUnion

Experian

XDS

VeriCred

See the 4-in-1 Report

CREDIT GUIDANCE. CLEAR NEXT STEPS.

Consumer-first guidance

ConsumerLaws offers credit consultancy. For legal advice or court representation, we may refer you to an independent affiliate attorney if you instruct them and they accept. No outcome is assured.

How We Can Help