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Car-finance arrears
Behind on Car Payments? Understand Your Car-Finance Stage
If you have missed a car payment or fallen behind on your vehicle finance in South Africa, start by identifying your actual account stage.
Car-finance arrears
Several Car Payments Behind? How Serious Is the Situation?
If you are several car payments behind in South Africa, the situation is serious enough to require a clear assessment of your arrears, affordability and the documents…
Car-finance arrears
Bank Calls and SMSs About Missed Car Payments: What Do They Mean?
If the bank is calling or sending SMS messages because you missed a car payment, the contact usually means your vehicle-finance account has been identified as overdue…
Car-finance arrears
Car Debit Order Bounced? What Happens to Your Vehicle Finance?
If your car debit order bounced, failed or was reversed, first confirm whether your vehicle-finance provider actually received the instalment.
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7 articles in Car-finance arrears
Car-finance arrears
Bank Calls and SMSs About Missed Car Payments: What Do They Mean?
If the bank is calling or sending SMS messages because you missed a car payment, the contact usually means your vehicle-finance account has been identified as overdue and the credit provider wants the matter addressed.
Car-finance arrears
Behind on Car Payments? Understand Your Car-Finance Stage
If you have missed a car payment or fallen behind on your vehicle finance in South Africa, start by identifying your actual account stage.
Car-finance arrears
Can You Sell a Financed Car While in Arrears?
Yes, selling or trading a financed car while you are behind on payments may be possible in South Africa. However, the existing vehicle-finance agreement must be properly dealt with, and the finance provider's ownership, title-holder…
Car-finance arrears
Car Debit Order Bounced? What Happens to Your Vehicle Finance?
If your car debit order bounced, failed or was reversed, first confirm whether your vehicle-finance provider actually received the instalment.
Car-finance arrears
Missed One Car Payment? What Happens Next in South Africa
If you have missed one vehicle-finance instalment in South Africa, your account may now be in arrears or default under the credit agreement.
Car-finance arrears
Several Car Payments Behind? How Serious Is the Situation?
If you are several car payments behind in South Africa, the situation is serious enough to require a clear assessment of your arrears, affordability and the documents you have received.
Car-finance arrears
Vehicle Finance Arrears Interest, Fees and Statement Checks
If your vehicle-finance arrears keep increasing even though you have made payments, the first step is to understand exactly how your bank calculated the outstanding amount.
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