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What Credit or Court Document Did You Receive?

Received a demand, Section 129 notice, summons or sheriff paper? Choose the heading to see the likely document type and matching guide.

Start with the words on the page

Start with the document heading so you can get guidance without sharing personal papers. Choose the heading that most closely matches what you received, or choose “Not sure” if the wording is unclear.

Match the document heading

Your selections stay on this page until you choose assistance. They are carried into the enquiry form for you to check; nothing is submitted until you send it. This tool does not verify your documents or provide a legal opinion.

Choose the heading directly

A grey-haired man wearing glasses and a cream shirt reading plain papers at a wooden desk, beside a closed burgundy folder, pen and second paper stack, with a garden window behind him.

Match the selected heading to the relevant guide. A heading does not establish a legal classification. Keep every page and record when it was received. Court papers need prompt independent legal advice.

Court papers and independent advice

Court matters: Obtain prompt independent legal advice about court or enforcement papers. ConsumerLaws may discuss a possible specialist referral, but an enquiry does not guarantee representation or an appointment. Reading a guide or making an enquiry does not suspend court deadlines or stop proceedings.

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