Understanding Your VeriCred Credit Report
Check the VeriCred information shown for your accounts, identity and payment history. Compare its dates and sources before deciding whether something is wrong.
Related articleHow to Read a Credit Report in South Africa
START WITH THE DETAILS THAT MATTER
What to review first
Check your identifying details, open and closed accounts, repayment information, enquiries and any adverse information. The exact layout can change.
- Identifying details
- Open and closed accounts
- Repayment information
- Enquiries
- Adverse information
COMPARE THE INFORMATION, THEN INVESTIGATE
Compare, do not assume
A difference between bureaus is a prompt to investigate, not automatic proof that one bureau is wrong. Compare dates, account numbers, balances and source information.
- Dates
- Account numbers
- Balances
- Source information
FOLLOW THE GUIDANCE FOR YOUR CONCERN
If something looks wrong
Use the Credit Report Problems hub to identify whether the issue is incorrect, outdated, duplicated, unfamiliar or related to payment history, then follow the appropriate dispute path.
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