Found a Problem on Your Credit Report?
Found a wrong or unfamiliar entry? Name the exact issue, compare it with your records and use the relevant free dispute process where facts do not match.
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A SPECIFIC ISSUE IS THE STARTING POINT
Choose the problem
Use the child pages below to diagnose the issue type.
THE INFORMATION ON THE REPORT
SUPPORT A FACTUAL CHALLENGE
Gather evidence before disputing
Statements, settlement letters, identity documents, account correspondence and payment proof can help support a factual challenge.
Use the bureau’s formal process
Consumers have rights to challenge credit-bureau information. Follow the relevant process, retain reference numbers and keep copies of everything submitted.
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