Understanding Your Experian Credit Report
Read your Experian report beyond the score. Check who reported each account, your payment history, enquiries and identifying details before questioning an entry.
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A CLOSER LOOK AT YOUR INFORMATION
What to review first
Check your identifying details, open and closed accounts, repayment information, enquiries and any adverse information. The exact layout can change.
- Identifying details
- Open and closed accounts
- Repayment information
- Enquiries
- Adverse information
PUT THE DIFFERENCES IN CONTEXT
Compare, do not assume
A difference between bureaus is a prompt to investigate, not automatic proof that one bureau is wrong. Compare dates, account numbers, balances and source information.
- Dates
- Account numbers
- Balances
- Source information
FIND THE RELEVANT GUIDANCE
If something looks wrong
Use the Credit Report Problems hub to identify whether the issue is incorrect, outdated, duplicated, unfamiliar or related to payment history, then follow the appropriate dispute path.
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