Understanding Your TransUnion Credit Report
Start with your TransUnion account details, payments, enquiries and personal information. Check the reporting dates and compare any unexpected entries with your own records.
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START WITH THE INFORMATION
What to review first
Check your identifying details, open and closed accounts, repayment information, enquiries and any adverse information. The exact layout can change.
- Identifying details
- Open and closed accounts
- Repayment information
- Enquiries
- Adverse information
LOOK AT THE WHOLE PICTURE
Compare, do not assume
A difference between bureaus is a prompt to investigate, not automatic proof that one bureau is wrong. Compare dates, account numbers, balances and source information.
- Dates
- Account numbers
- Balances
- Source information
CHOOSE THE RELEVANT GUIDANCE
If something looks wrong
Use the Credit Report Problems hub to identify whether the issue is incorrect, outdated, duplicated, unfamiliar or related to payment history, then follow the appropriate dispute path.
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