Check the Stage of Your Car or Home Payment Risk
Worried about car or bond payments? Choose the instalment and latest notice to see your likely stage and documents to check.

ACCOUNT · PAYMENTS · PAPERS
Check your stage
Select car finance, home loan or other credit; missed instalments; and the most advanced notice or contact.
Find your payment or document stage
Your selections stay on this page until you choose assistance. They are carried into the enquiry form for you to check; nothing is submitted until you send it. This tool does not verify your documents or provide a legal opinion.
ANOTHER WAY TO FIND THE SAME GUIDANCE
Choose guidance directly
A selection cannot confirm a legal stage or predict repossession. Check the actual notices and court orders. Formal notices and court papers need their own guidance even if payments are current.
Payments are current
One payment missed
Several payments missed
Collection contact
Section 129 notice
Summons
Judgment
Warrant or sheriff notice
Sheriff contact or action