Get a Clear Picture of Your Financial Pressure
This assessment helps organise the consumer’s current payment position.
Consider your position before choosing a solution.
Continue exploringBrowse consumer-credit articles
BRING THE POSITION TOGETHER
- Income
- Essential expenses
- Credit commitments
The advice page helps you prepare a short issue summary.
01 · THE HOUSEHOLD POSITION
Map the household position
Use verified or reasonably supportable income, essential expenses and all current credit commitments.
- IncomeVerified or reasonably supportable
- Essential expensesHousehold essentials
- Credit commitmentsEvery current commitment
02 · EACH ACCOUNT
Mark the stage of every account
- Current
- At risk
- Missed payment
- Collections
- Section 129
- Summons
- Enforcement
03 · THE KIND OF PRESSURE
Identify the problem type
Temporary cash-flow pressure, structural unaffordability, disputed account, insurance event or formal enforcement can each require a different response.
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