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CONSUMER CREDIT · A CLEAR STARTING POINT

Request Informed Consumer Credit Advice

Use this service when you know you have a credit issue but are not sure which technical category it fits. A consultant can first identify the problem and then route you to the correct ConsumerLaws service or external specialist.

Open the enquiry form to send a short description and choose how you would like to be contacted.

Two adults in conversation across a wooden table in a legal reference room.

Tell us what happened

Prepare a short description using these five prompts.

  1. Issue typeWhat kind of credit issue do you need help with?
  2. Credit productWhich credit product does the issue concern?
  3. Current stageWhere does the matter stand now?
  4. Document receivedWhat document, if any, have you received?
  5. Outcome or explanation soughtWhat do you want to understand or resolve?

Start with the essentials

Your first name, one preferred contact method and a short issue description are enough for this initial enquiry.

Keep ID documents and detailed financial information out of your initial summary. Provide them only when required through a secure process.

Understand the next step

Before you commit, ask which process is being proposed.

  • Report review
  • Document assessment
  • Complaint preparation
  • Payment-pressure assessment
  • Referral
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