What is a Section 129 Notice? The National Credit Act Explained
A Section 129 notice is a mandatory legal document established by Section 129(1)(a) of the South African National…
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How to Avoid a Section 129 Notice Before It’s Issued
Falling behind on your vehicle finance is a stressful experience, but the initial phase of default offers a critical…
Read moreCan You Sell a Financed Car While in Arrears in SA?
When financial hardships hit, missing vehicle instalments can quickly become a source of stress. Many South Africans…
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Bank Collection Calls: Know Your Consumer Rights
If you have fallen behind on your debt obligations, the immediate aftermath is often characterised by an overwhelming…
Read moreCannot Afford Your Car’s Balloon Payment? Your Options
A balloon payment, officially referred to as a residual value in vehicle finance agreements is a lump-sum payment…
Read moreHow Arrears Interest is Calculated on Vehicle Finance
When a South African consumer misses a vehicle finance payment, the financial impact extends far beyond a temporary…
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