How to Formally Respond to a Section 129 Letter
Receiving a default notice from your vehicle finance provider is an daunting experience, but it is not the end…
Read moreConsumer Rights & Credit Law Guides
What Happens on Day 11 After a Section 129 Notice?
The transition from late payments to active litigation is abrupt. If you have defaulted on your home or vehicle…
Read moreHow to Dispute Incorrect Arrears on a Section 129 Notice
Under the National Credit Act (NCA) 34 of 2005, a Section 129(1)(a) notice is a mandatory pre-litigation letter…
Read more
Section 129: Is Email Delivery as Legal as Registered Mail?
Since the inception of the National Credit Act (NCA) 34 of 2005, the landscape of debt collection in South Africa…
Read moreWhat to Do If You Never Received Your Section 129 Notice
One of the most terrifying experiences for a South African consumer is having the sheriff of the court arrive at…
Read moreCalculating the 10-Day Window for a Section 129 Notice
Receiving a default notice from your bank or vehicle finance provider is an intimidating experience, but understanding…
Read more