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Home Credit health Credit report problems

Found a Problem on Your Credit Report?

Found a wrong or unfamiliar entry? Name the exact issue, compare it with your records and use the relevant free dispute process where facts do not match.

Choose the problem

Use the child pages below to diagnose the issue type.

Gather evidence before disputing

Statements, settlement letters, identity documents, account correspondence and payment proof can help support a factual challenge.

Statements

Settlement letters

Identity documents

Account correspondence

Payment proof

Use the bureau’s formal process

Consumers have rights to challenge credit-bureau information. Follow the relevant process, retain reference numbers and keep copies of everything submitted.

Copies of submissions

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