/*
Theme Name: ConsumerLaws
Description: Editorial consumer credit guidance with an editable glass design system.
Version: 1.65.9
Requires at least: 6.6
Requires PHP: 8.2
License: GPL-2.0-or-later
Text Domain: consumerlaws
*/
@font-face{font-family:'Montserrat';font-style:normal;font-weight:100 900;font-display:swap;src:url(assets/fonts/montserrat.woff2) format('woff2'),url(assets/fonts/montserrat.ttf) format('truetype')}
@font-face{font-family:'Nunito Sans';font-style:normal;font-weight:100 900;font-display:swap;src:url(assets/fonts/nunitosans.woff2) format('woff2'),url(assets/fonts/nunitosans.ttf) format('truetype')}
:root{--cl-ink:#132336;--cl-paper:#f5f2ed;--cl-red:#b5121b;--cl-muted:#526174;--cl-brass:#c3a072;--cl-glass-light:rgba(255,255,255,.82);--cl-glass-dark:rgba(19,35,54,.82);--cl-glass-line:rgba(255,255,255,.24);--cl-fast:180ms;--cl-slow:500ms;--cl-ease:cubic-bezier(.22,.61,.36,1);--cl-side:clamp(1.2rem,4vw,3.5rem)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:150px}body{margin:0;background:var(--cl-paper);color:var(--cl-ink)}a{text-underline-offset:.22em;text-decoration-thickness:1px}a:hover{text-decoration-thickness:2px}button,input,select,textarea{font:inherit}button,a{touch-action:manipulation}a,button,summary,select,input,textarea{transition:background var(--cl-fast),color var(--cl-fast),border-color var(--cl-fast),box-shadow var(--cl-fast),transform var(--cl-fast)}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,.cl-tool-result:focus-visible{outline:3px solid var(--cl-red);outline-offset:5px}img{max-width:100%}h1,h2,h3{font-weight:400}h1{font-size:clamp(2.45rem,4.5vw,4.4rem);line-height:1.09;letter-spacing:-.045em}h2{font-size:clamp(1.9rem,3vw,2.75rem);line-height:1.16}h3{font-size:1.55rem;line-height:1.25}.wp-site-blocks{overflow-wrap:anywhere}.wp-site-blocks> *{margin-block-start:0}.wp-block-post-title{overflow-wrap:normal}.wp-block-post-content p{margin-block:1.35rem}.wp-block-post-content h2{margin-top:2.75rem}.wp-block-post-content li{margin-block:.65rem}.wp-block-group{min-width:0}
/* Shared glass hierarchy: luminous navigation, dense editorial overlay, quiet reading accents. */
.cl-glass,.cl-nav-glass,.cl-glass-callout,.cl-tool,.wp-block-details{background:var(--cl-glass-light);border:1px solid rgba(19,35,54,.12);box-shadow:0 14px 42px rgba(19,35,54,.06),inset 0 1px 0 rgba(255,255,255,.75);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-radius:16px}
header.wp-block-template-part{position:sticky;top:16px;z-index:50;margin-block:16px 0}.admin-bar header.wp-block-template-part{top:48px}.cl-header{margin:0!important;padding:0!important;background:none}.cl-nav-glass{max-width:1280px!important;margin-inline:auto!important;padding:12px 20px;gap:20px}.cl-identity{gap:12px!important;flex-shrink:0}.cl-identity .wp-block-site-logo{flex-shrink:0}.cl-identity img{display:block;width:72px;height:72px;object-fit:contain;border-radius:10px;background:white}.cl-brand{margin:0!important;font-weight:650;line-height:1.2;letter-spacing:-.045em;font-size:1.5rem}.cl-brand a{color:var(--cl-ink);text-decoration:none}.cl-brand span{display:inline-block;font-size:.66rem;letter-spacing:.03em;font-weight:450;margin-top:6px;color:var(--cl-muted)}.cl-header .wp-block-navigation{margin-left:auto}.cl-header .wp-block-navigation__container{gap:clamp(12px,1.5vw,24px)}.cl-header .wp-block-navigation-item__content{color:var(--cl-ink);font-size:.85rem;padding-block:12px;text-decoration:none;border-bottom:1px solid transparent}.cl-header .wp-block-navigation-item__content:hover{color:var(--cl-red);border-bottom-color:var(--cl-red)}.cl-nav-cta .wp-block-button__link{font-size:.82rem;padding:.8rem 1rem}.wp-block-navigation__responsive-container-open,.wp-block-navigation__responsive-container-close{min-width:44px;min-height:44px;border-radius:8px}.wp-block-navigation__responsive-container.is-menu-open{padding:2rem;background:rgba(245,242,237,.97);backdrop-filter:blur(20px)}
/* Hero retains photographic scale with a legible glass panel rather than text over faces. */
main.cl-home{margin-top:-116px!important}.cl-hero{position:relative;isolation:isolate;margin:0!important;padding:190px var(--cl-side) 82px;background:radial-gradient(ellipse at 90% 16%,rgba(181,18,27,.22),transparent 48%),radial-gradient(ellipse at 4% 90%,rgba(195,160,114,.16),transparent 46%),linear-gradient(135deg,#172a40,#0d1827);color:white;overflow:hidden}.cl-hero:after{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(110deg,transparent 55%,rgba(255,255,255,.025) 55.2%,transparent 82%);pointer-events:none}.cl-hero>.wp-block-columns{gap:0!important;max-width:1280px;margin:0 auto}.cl-hero-copy{position:relative;z-index:2;margin-right:-52px;padding:clamp(1.6rem,4vw,3.2rem);border:1px solid var(--cl-glass-line);border-radius:24px;background:linear-gradient(130deg,rgba(26,44,66,.94),rgba(19,35,54,.8));backdrop-filter:blur(18px);box-shadow:0 28px 70px rgba(0,0,0,.2),inset 0 1px 0 rgba(255,255,255,.16)}.cl-eyebrow{font:600 .71rem/1.6 -apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;letter-spacing:.14em;text-transform:uppercase;color:var(--cl-brass);margin-bottom:1.5rem}.cl-hero h1{font-size:clamp(3rem,5.2vw,5.05rem);line-height:1.04;letter-spacing:-.045em;max-width:13ch;color:white;margin:0 0 1.7rem}.cl-hero .wp-block-post-excerpt{color:#e0e4eb;font-size:1rem;line-height:1.8;max-width:560px}.cl-hero .wp-block-post-excerpt__excerpt{margin:0}.cl-hero .wp-block-buttons{gap:12px;margin-top:2rem}.wp-block-button__link{font-weight:600;font-size:.9rem;min-height:48px;display:inline-flex;align-items:center;justify-content:center;line-height:1.5;border:1px solid transparent!important;text-decoration:none;box-shadow:0 5px 16px rgba(181,18,27,.12)}.wp-block-button__link:hover{background:#971017;box-shadow:0 9px 22px rgba(181,18,27,.2)}.wp-block-button__link:active{transform:translateY(0)}.is-style-outline .wp-block-button__link{box-shadow:none;color:var(--cl-ink);border-color:rgba(19,35,54,.3)!important;background:transparent}.cl-hero .is-style-outline .wp-block-button__link{color:white;border-color:rgba(255,255,255,.55)!important}.cl-hero .is-style-outline .wp-block-button__link:hover{background:rgba(255,255,255,.12)}.cl-hero :is(a,button):focus-visible{outline-color:white}.wp-block-post-featured-image{margin:0;aspect-ratio:auto!important;overflow:visible}.wp-block-post-featured-image img{width:100%;height:auto!important;aspect-ratio:16/9;object-fit:cover;object-position:center 30%;border-radius:20px;display:block}.cl-hero .wp-block-post-featured-image img{aspect-ratio:4/5;object-position:center;box-shadow:0 30px 70px rgba(0,0,0,.3);border-radius:24px}.cl-image-caption{font-size:.7rem;line-height:1.6;color:var(--cl-muted);margin-top:12px}.cl-hero .cl-image-caption{color:#d4dce7;padding-left:72px}
/* Core content remains calm and editable; section-specific layouts build on this baseline. */
.cl-page{padding-block:4.5rem 6rem}.cl-home .cl-page{padding-top:4.5rem}.cl-breadcrumbs{font-size:.78rem;color:var(--cl-muted);margin-bottom:2rem}.cl-breadcrumbs ol{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;padding:0}.cl-breadcrumbs li+li:before{content:'/';margin-right:.5rem;opacity:.6}.cl-breadcrumbs a{color:var(--cl-muted)}.cl-page>.wp-block-post-featured-image{margin-block:2.5rem}.cl-page .wp-block-post-content{line-height:1.8}.cl-glass-callout{padding:clamp(1.5rem,4vw,3rem);background:linear-gradient(130deg,rgba(255,255,255,.94),rgba(245,242,237,.85));margin-block:2.5rem}.cl-topic-links{list-style:none;padding:0!important;margin-block:1.5rem!important}.cl-topic-links li{border-bottom:1px solid rgba(19,35,54,.14);margin:0!important}.cl-topic-links a{display:block;padding:1.1rem 2.5rem 1.1rem 0;text-decoration:none;position:relative;line-height:1.5}.cl-topic-links a:after{content:'';position:absolute;right:.3rem;top:50%;margin-top:-.5rem;width:1rem;height:1rem;background:currentColor;mask:url(assets/arrow-right.svg) center/contain no-repeat;transition:transform var(--cl-fast)}.cl-topic-links a:hover:after{transform:translateX(4px)}.wp-block-post-content blockquote{border-left:3px solid var(--cl-red);padding:1.4rem 1.8rem;margin-inline:0;border-radius:0 12px 12px 0;background:rgba(255,255,255,.8);box-shadow:0 8px 24px rgba(19,35,54,.04)}.wp-block-details{margin-block:1rem;padding:1.2rem 1.5rem}.wp-block-details summary{cursor:pointer;min-height:32px;font-weight:600;font-size:1rem;line-height:1.6}.wp-block-details[open]{border-color:rgba(181,18,27,.3)}.wp-block-details[open]>*:not(summary){animation:cl-arrive var(--cl-fast) var(--cl-ease)}.cl-tool{padding:clamp(1.5rem,4vw,2.5rem);margin-block:2rem}.cl-tool label{display:block;font-weight:600;margin-block:1.2rem .4rem;font-size:.9rem}.cl-tool select{width:100%;padding:.9rem;background:rgba(255,255,255,.95);border:1px solid #7e8893;border-radius:8px;color:var(--cl-ink);min-height:48px}.cl-tool button{display:block;background:var(--cl-red);color:white;border:0;padding:1rem 1.5rem;margin-top:1.5rem;border-radius:8px;cursor:pointer;min-height:48px;font-weight:600}.cl-tool button:hover{background:#971017}.cl-tool-result{border-left:3px solid var(--cl-red);padding:1rem 1.2rem;margin-top:1.5rem;background:rgba(245,242,237,.85);border-radius:0 8px 8px 0}.cl-tool-result:empty{display:none}.cl-note{font-size:.85rem;color:var(--cl-muted)}.cl-byline{font-size:.85rem;padding:1.5rem;background:white;border:1px solid #d9dce1;border-radius:12px;margin-block:2rem}.cl-footer{background:var(--cl-ink);color:var(--cl-paper);padding:4rem 0;margin-top:0}.cl-footer a{color:var(--cl-paper)}.cl-footer a:focus-visible{outline-color:white}.cl-footer p{max-width:620px}.wp-block-query-pagination{gap:1rem}.wp-block-search__input{min-width:0}.cl-reveal-arrived{animation:cl-arrive var(--cl-slow) var(--cl-ease)}@keyframes cl-arrive{from{transform:translateY(8px)}to{transform:translateY(0)}}
@supports not ((backdrop-filter:blur(1px)) or (-webkit-backdrop-filter:blur(1px))){.cl-nav-glass,.cl-glass,.cl-tool,.cl-glass-callout,.wp-block-details{background:#fff}.cl-hero-copy{background:#172a40}}
@media(min-width:1001px){.cl-header .wp-block-navigation__responsive-container-open{display:none!important}.cl-header .wp-block-navigation__responsive-container:not(.is-menu-open){display:block!important;position:static!important}.cl-header .wp-block-navigation__responsive-container-content{display:flex!important}}
@media(max-width:1100px){.cl-brand span{display:none}.cl-nav-glass{gap:14px}.cl-hero-copy{padding:2rem;margin-right:-24px}.cl-hero h1{font-size:clamp(2.8rem,5.5vw,4rem)}.cl-hero .wp-block-buttons{flex-direction:column;align-items:flex-start}.cl-hero .cl-image-caption{padding-left:36px}}
@media(max-width:1000px){.cl-header .wp-block-navigation__responsive-container-open{display:flex!important}.cl-header .wp-block-navigation__responsive-container:not(.is-menu-open){display:none!important}.cl-header .wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation-item__content{font-size:1.3rem;padding:.7rem}.cl-nav-cta{display:none}.cl-header .wp-block-navigation{margin-left:auto}.cl-identity img{width:60px;height:60px}.cl-brand{font-size:1.35rem}.cl-hero{padding-top:170px}}
@media(max-width:781px){header.wp-block-template-part{top:10px;margin-top:10px}.admin-bar header.wp-block-template-part{top:56px}.cl-nav-glass{padding:8px 14px}.cl-identity img{width:54px;height:54px}.cl-identity{gap:9px!important}.cl-brand{font-size:1.25rem}.cl-hero{padding:152px var(--cl-side) 3.5rem}.cl-hero>.wp-block-columns{gap:1.5rem!important}.cl-hero-copy{margin:0;padding:1.7rem;border-radius:20px}.cl-hero h1{font-size:clamp(2.7rem,9vw,4rem);max-width:14ch}.cl-hero .wp-block-post-excerpt{font-size:.95rem}.cl-hero .wp-block-buttons{align-items:stretch}.cl-hero .wp-block-button{width:100%}.cl-hero .wp-block-button__link{width:100%}.cl-hero .wp-block-post-featured-image{max-width:520px;margin-inline:auto}.cl-hero .wp-block-post-featured-image img{aspect-ratio:5/4;object-position:center 34%}.cl-hero .cl-image-caption{padding:0;font-size:.7rem}.cl-page{padding-block:3rem 4rem}.wp-block-details{padding:1rem 1.2rem}.cl-breadcrumbs{font-size:.73rem}.cl-footer{padding-block:3rem}.cl-topic-links a{font-size:.95rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important;transform:none!important}}
/* Reference-led milestone: original photographic scale, Montserrat / Nunito Sans, burgundy. */
:root{--cl-ink:#1a252f;--cl-paper:#f7f5f1;--cl-red:#9e3e44;--cl-glass-light:rgba(255,255,255,.78);--cl-glass-dark:rgba(26,37,47,.76);--cl-glass-line:rgba(255,255,255,.28);--cl-side:clamp(20px,5.4vw,80px)}
header.wp-block-template-part{top:20px;margin-top:20px}.admin-bar header.wp-block-template-part{top:52px}.cl-nav-glass{max-width:1270px!important;padding:12px 24px;border-radius:14px;background:linear-gradient(130deg,rgba(255,255,255,.88),rgba(255,255,255,.72));box-shadow:0 12px 36px rgba(26,37,47,.12),inset 0 1px 0 rgba(255,255,255,.8);border:1px solid rgba(255,255,255,.58)}.cl-identity img{width:64px;height:64px;border-radius:6px}.cl-brand{font-family:Montserrat,Arial,sans-serif;font-weight:600;font-size:1.35rem;letter-spacing:-.025em}.cl-brand span{font-family:'Nunito Sans',Arial,sans-serif;font-size:.68rem;letter-spacing:.01em}.cl-header .wp-block-navigation-item__content{font-family:Montserrat,Arial,sans-serif;font-size:.78rem;font-weight:500}.cl-nav-contact{display:none!important}.cl-nav-cta .wp-block-button__link{font-size:.8rem;background:var(--cl-red);border-radius:7px}
main.cl-home{margin-top:-112px!important}.cl-reference-hero{min-height:770px;padding:190px var(--cl-side) 80px;background:var(--cl-ink)}.cl-reference-hero>.cl-hero-media{position:absolute!important;inset:0;z-index:0;width:100%;max-width:none!important;margin:0!important;overflow:hidden}.cl-reference-hero>.cl-hero-media img{display:block;width:100%;height:100%;object-fit:cover;object-position:65% 47%;border-radius:0}.cl-reference-hero:after{z-index:1;background:linear-gradient(90deg,rgba(15,24,31,.32),transparent 72%),linear-gradient(0deg,rgba(15,24,31,.28),transparent 45%);inset:0}.cl-hero-stage{position:relative;z-index:2;max-width:1270px!important;margin-inline:auto!important}.cl-reference-hero .cl-hero-copy{width:min(100%,650px);margin:0 auto 0 0;padding:40px 44px;border-radius:18px;background:linear-gradient(135deg,rgba(26,37,47,.86),rgba(26,37,47,.68));border:1px solid rgba(255,255,255,.28);box-shadow:0 24px 64px rgba(10,18,25,.24),inset 0 1px 0 rgba(255,255,255,.16);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px)}.cl-reference-hero .cl-eyebrow{font-family:'Nunito Sans',Arial,sans-serif;letter-spacing:.14em;font-size:.69rem;font-weight:700;color:#e6c79e;margin:0 0 22px}.cl-reference-hero h1{font-family:Montserrat,Arial,sans-serif;font-weight:500;font-size:clamp(38px,3.35vw,48px);line-height:1.18;letter-spacing:-.035em;max-width:22ch;margin:0 0 24px;overflow-wrap:normal}.cl-reference-hero .wp-block-post-excerpt{font-family:'Nunito Sans',Arial,sans-serif;font-size:16px;line-height:1.65;color:#f1f2f3;max-width:560px}.cl-reference-hero .wp-block-buttons{flex-direction:row;align-items:center;gap:12px;margin-top:28px}.cl-reference-hero .wp-block-button__link{font-family:'Nunito Sans',Arial,sans-serif;font-size:.875rem;font-weight:700;border-radius:7px;padding:14px 18px;box-shadow:none;background:var(--cl-red)}.cl-reference-hero .is-style-outline .wp-block-button__link{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.55)!important}.cl-reference-hero .wp-block-button__link:hover{background:#823139;box-shadow:0 6px 20px rgba(0,0,0,.15)}.cl-reference-hero .is-style-outline .wp-block-button__link:hover{background:rgba(255,255,255,.17)}
/* Shared glass tokens are ready for subsequent sections; reading surfaces stay dense. */
.cl-glass--reading{background:var(--wp--custom--glass--reading);border:1px solid rgba(26,37,47,.1);border-radius:14px}.cl-glass--dark{background:var(--cl-glass-dark);border:1px solid var(--cl-glass-line);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);box-shadow:0 20px 60px rgba(26,37,47,.15)}
@media(max-width:1100px){.cl-reference-hero .cl-hero-copy{width:590px;padding:32px}.cl-reference-hero .wp-block-buttons{flex-direction:row}.cl-header .wp-block-navigation__container{gap:14px}.cl-nav-glass{gap:14px}.cl-identity img{width:60px;height:60px}.cl-reference-hero{min-height:650px;padding-top:170px}}
@media(max-width:1000px){.cl-nav-contact{display:block!important}.cl-nav-glass{max-width:calc(100% - 40px)!important}.cl-header .wp-block-navigation__responsive-container.is-menu-open{background:rgba(247,245,241,.97);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px)}.cl-header .wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__container{width:100%;align-items:stretch}.cl-header .wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation-item__content{font-size:1.1rem;padding:1rem .3rem;border-bottom:1px solid rgba(26,37,47,.12);width:100%}.cl-reference-hero>.cl-hero-media img{object-position:62% 45%}}
@media(max-width:781px){header.wp-block-template-part{top:12px;margin-top:12px}.admin-bar header.wp-block-template-part{top:58px}.cl-nav-glass{padding:10px 14px;max-width:calc(100% - 32px)!important;border-radius:12px}.cl-identity img{width:54px;height:54px}.cl-brand{font-size:1.1rem}.cl-identity{gap:10px!important}main.cl-home{margin-top:-88px!important}.cl-reference-hero{min-height:0;padding:322px 20px 48px}.cl-reference-hero>.cl-hero-media{height:400px}.cl-reference-hero>.cl-hero-media img{object-position:60% 43%}.cl-reference-hero:after{background:linear-gradient(0deg,#1a252f 0%,#1a252f calc(100% - 365px),transparent calc(100% - 420px))}.cl-reference-hero .cl-hero-copy{width:100%;padding:28px 24px;border-radius:16px;background:linear-gradient(135deg,rgba(35,47,58,.87),rgba(26,37,47,.91));margin:0}.cl-reference-hero h1{font-size:32px;line-height:1.22;letter-spacing:-.035em;max-width:24ch;margin-bottom:20px}.cl-reference-hero .cl-eyebrow{font-size:.61rem;letter-spacing:.12em;line-height:1.6;margin-bottom:18px}.cl-reference-hero .wp-block-post-excerpt{font-size:15px;line-height:1.7}.cl-reference-hero .wp-block-buttons{flex-direction:column;align-items:stretch;gap:12px;margin-top:24px}.cl-reference-hero .wp-block-button{width:100%}.cl-reference-hero .wp-block-button__link{width:100%;font-size:.85rem;padding:13px 14px}}
@media(min-width:782px) and (max-width:1000px){.cl-reference-hero .cl-hero-copy{width:580px}.cl-reference-hero{padding-top:180px}}
@supports not ((backdrop-filter:blur(1px)) or (-webkit-backdrop-filter:blur(1px))){.cl-nav-glass{background:#fff}.cl-reference-hero .cl-hero-copy,.cl-glass--dark{background:#1a252f}.cl-glass--reading{background:#fff}}
/* Render corrections: keep the photographic band full bleed and the overlay aligned left. */
.cl-reference-hero{margin-left:calc(-1 * var(--wp--style--root--padding-left))!important;margin-right:calc(-1 * var(--wp--style--root--padding-right))!important;max-width:none!important}.cl-reference-hero .cl-hero-copy{margin-left:0!important;margin-right:auto!important}.cl-nav-glass{width:calc(100% - 40px)}
@media(max-width:781px){.cl-nav-glass{width:calc(100% - 32px)}}
@media(max-width:1000px){.cl-header .wp-block-buttons.cl-nav-cta{display:none!important}}
/* Blur creates a containing block for fixed children; release it while the native menu is open. */
.cl-nav-glass:has(.wp-block-navigation__responsive-container.is-menu-open){backdrop-filter:none;-webkit-backdrop-filter:none}
.cl-header .wp-block-navigation__responsive-container.is-menu-open{position:fixed!important;inset:0!important;width:100%;height:100dvh;max-height:none;margin:0;border-radius:0;z-index:100}